LendingClub Bank N. A. reserves the right to modify the description of “good standing” at any time. Features. Other banking products. Get a free checking account that rewards you for keeping a high balance. 1.00% of what you spend will automatically be credited to your Champion Checking account at the end of the month following the earning period 5. Check out the latest Radius Bank promo code that gives you $50.00 for opening a new personal or business checking account. Online subscription payments may not be considered signature-based purchases. Get industry updates and expert insight from Radius. Also included in Business are Tailored Checking accounts opened after 11/16/2020. Rates may change after account is opened. 0.10%. Radius High-Yield Savings. All banking products provided by LendingClub Bank N.A. At Ally, this fee is $20. Radius Bank offers one main consumer checking account: Rewards Checking. Certificates of deposit. Interest-Paying Checking. Make signature-based (“credit”) purchases at your favorite retailers in-store and online using your Radius Checking debit card 5. Earn 0.10% APY on balances of $2,500–$99,999.99. President of Financial Education at EVERFI, What People are Saying About the PPP Program. Ally Bank - Interest Checking Radius Bank - Radius Hybrid; Monthly fee: $0: $0: ATM access: Unlimited ATM fee refunds: Unlimited ATM fee refunds Cash and check … Commercial is defined as our Commercial, Institutional, Municipality, API Banking, Escrow, and Cannabis Banking business clients. Earn 0.15% APY on balances of $100,000 & up. There are no monthly maintenance fees and no minimum balance requirements with the Radius Hybrid high-interest checking account. Max Checking combines a no-fee, high-interest checking account, powered by Radius Bank, with Max’s patented intelligent cash management solution, automatically providing customers with the highest yields on FDIC-insured savings accounts. Radius offers a high-yield savings account that currently delivers 0.15% APY on balances of $2,500–$24,999.99 and 0.25% APY on balances of $25,000 or more, which is … Rewards Checking is a free checking account with no monthly maintenance fee and no minimum balance requirement after $100.00 to open the account and is FDIC-insured up to the maximum allowed. The value of this reward may constitute taxable income to you. Earn some of the best rates in the country. $100 minimum opening deposit; 0.10% APY for balances of $2,500 to $99,999.99; 0.15% APY applies to balances of $100,000 or more; No minimum balance or monthly fees To receive the $50.00 reward, you must open a Radius personal or business checking account using this link and entering promo code “ sbzcj9 ” — you must submit an application. The Rewards Checking account is the premier checking account with Radius. Monthly Fees. 10/2/15 - Radius Bank Boost The Rate On High Yield Savings 9/30/15 - High Yield Savings Rate Raised To 1.10% APY 1/30/15 - Get $50 With Radius Bank Checking With DD 12/18/13 - Another Top Savings Account Rate at First Trade Union Bank 7/8/13 - First Trade Union Bank Login Restriction = … *Emails are not inherently secure. The best online bank of 2020 is now even better. You’ll need at least $100 to open the account and at least $2,500 to start earning interest at the lower level. An eFunds check must show no negative history in the preceding twelve months and all monthly servicing fees must have been paid in full for the 12 preceding months. LendingClub Bank N. A. reserves the right to modify or discontinue this program at any time. And compared to the $10 Radius Bank requires for a Hybrid checking account, you’ll need at least $5,000 to get an TIAA Bank Checking account set up. Radius Bank’s Rewards Checking Account earns 1% interest plus 1% cash back on purchases made on the debit card. Any goods or services purchased with the Radius Bank Debit Card that are returned or otherwise credited to your Account are not qualified purchases. 0.10%. (Check out Discover Bank for some top-notch rates.) While there are no regulatory limits to withdrawals, as there are with a traditional savings account, the Hybrid account provides much higher rates of interest on amounts deposited. However, there are also no ATM fees, no monthly fees, and you can open an account for as little as $100. You can use Radius Bank’s Hybrid Account just like any checking account. Radius Bank is able to offer a high interest rate because it is an online bank. Fees may reduce earnings. Radius has joined America’s largest personal loan company to offer our members access to fair credit, competitive rates, and the financial tools to help you get out of debt and make the most of your money. See our latest customer announcements here. But these are still decent CDs and require only $500 to $1,000 to open, depending on the maturity date. To make a signature-based purchase, select “credit” rather than debit at point-of-sale kiosks. Use your Radius Checking debit card to earn cash back. The High-Yield Savings Account works a lot like Radius Bank’s checking accounts, except that it pays a much higher rate of interest. If you looking for a new bank, then there is very little wrong with this bank. Get rewarded with a free high-interest checking account that includes unliminted 1.00% cash back on debit card purchases and unlimited ATM fee rebates worldwide. Please refrain from including personal or confidential information when initiating an email to Radius. Get Started Rewards Checking Minimum Balance to Open. Apply Now. Rates start at 0.25% APY for 3 months and go up to 0.5% APY for 5 years, as of August 20, 2020. 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